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A terms of service agreement typically contains sections pertaining to one or more of the following topics:

Disambiguation/definition of key words and phrases

User rights and responsibilities

Proper or expected usage; definition of misuse

Accountability for online actions, behavior, and conduct

Privacy policy outlining the use of personal data

Payment details such as membership or subscription fees, etc.

Opt-out policy describing procedure for account termination, if available

Arbitration detailing the dispute resolution process and limited rights to take a claim to court

Disclaimer/Limitation of Liability clarifying the site's legal liability for damages incurred by users

User notification upon modification of terms, if offered

Among 102 companies marketing genetic testing to consumers in 2014 for health purposes, 71 had publicly available terms and conditions,[4]

57 of the 71 had disclaimer clauses (including 10 disclaiming liability for injury caused by their own negligence),

51 let the company change terms (including 17 without notice), *34 allow data disclosure in certain circumstances,

31 require consumers to indemnify the company,

20 promise not to sell data.

Among 260 mass market consumer software license agreements in 2010,[5]

91% disclaimed warranties of merchantability or fitness for purpose or said it was "As is"

92% disclaimed consequential, incidental, special or forseeable damages

69% did not warrant the software was free of defects or would work as described in the manual

55% capped damages at the purchase price or less

36% said they were not warranting whether it infringed others' intellectual property rights

32% required arbitration or a specific court

17% required the customer to pay legal bills of the maker (indemnify), but not vice versa

Among terms and conditions of 31 cloud-computing services in January-July 2010, operating in England,[6]

27 specified the law to be used (a US state or other country),

most specify that consumers can claim against the company only in a particular city in that jurisdiction, though often the company can claim against the consumer anywhere,

some require claims to be brought within half a year to 2 years,

7 impose arbitration, all forbid illegal and objectionable conduct by the consumer,

13 can amend terms just by posting changes on their own website,

a majority disclaim responsibility for confidentiality or backups,

most promise to preserve data only briefly after terminating service,

few promise to delete data thoroughly when the customer leaves,

some monitor the customers' data to enforce their policies on use,

all disclaim warranties and almost all disclaim liability,

24 require the customer to indemnify them, a few indemnify the customer,

a few give credits for poor service, 15 promise "best efforts" and can suspend or stop any time.